Most credit repair companies send template letters and hope the bureaus believe them. We demand documentation — and when creditors can't prove their claims, the law requires removal.
What Makes Us Different
60-90 Day Company
We finish with most clients in 2-4 months. No dragging it out for a year like other companies.
All Items At Once
We dispute all negative accounts simultaneously. Not one at a time over months.
Permanent Results
Items we remove are permanently deleted. They don't come back 6 months later.
100% Money-Back Guarantee
If we can't get any results at all, we refund their money. Period.
One Flat Fee (No Monthly)
Clients pay once (~$600 avg). No endless monthly charges draining their down payment.
Partner Discounts
All clients you refer receive a discount. Couples & families get additional savings.
How Our Process Works
We Get Their Credit Reports
Client sends us their reports, or we help them pull them for free from sites we recommend.
Free Consultation (10 Minutes)
We review reports and call them within minutes. We explain what we can do, what they DON'T need help with, the cost, and timeline. No pressure.
Gather Documents & Payment
We collect signatures, ID, Social Security card, proof of address, and payment (or 50% to start on payment plan).
Services Begin
Depending on state law, we may wait up to 5 business days. Once docs are in and payment received, we start immediately.
What to Expect During Services
Each round takes 30-35 days including mailing time. By law, bureaus have 30 days to respond.
If building credit, get a secured card ASAP. Can take 2 months to start reporting to bureaus.
Once services begin, clients receive our detailed FAQ answering almost every question they'll have.
After each round, we need fresh reports. Results build on previous rounds, so timing matters.
Set Proper Expectations
Our process is 2 rounds, taking approximately 60-90 days total. If additional rounds are needed or accounts should have been removed, we provide those at no extra charge.
Once We're Finished
Your Client Comes Back to YOU
When they're credit-ready, they return to you — not a competitor. That's the whole point. We keep you in the loop the entire process.