Answer a few questions to see exactly what's blocking your approvals and how fast you could be ready for the home, car, or loan you actually want.
The ASAP Guarantee: if we don't remove any inaccurate negative items during your program, we'll refund 100% of the fees you paid us for that work.*
"I actually got approved for my home loan yesterday… My credit score went from a 590 to a 720."
— Sylvia A., Google review
Promises are cheap. These are actual items we permanently removed — pick your situation and see the proof. Tap any letter to read it in full. (Screenshots redacted for privacy.)
These are real results for real clients, shown with permission and with personal information redacted. Every credit file is different — results, timelines, and score changes vary by individual and are not guaranteed.
Other companies make credit repair complicated. We don't. Welcome to simplicity. Welcome to ASAP.
Tell us where you stand in 60 seconds. We build a clear, personalized snapshot of what's holding your score back.
We challenge every derogatory item at the same time. Flat, one-time fee — you only pay for the items we go after.
With a dedicated senior consultant guiding you, you move toward the approval you've been chasing — most clients in 60–90 days.
Most credit repair companies are built to keep you subscribed. We're built to finish.
Every month you wait has a price tag. Here's what a lower credit tier can cost on a typical home loan:
Our average client fee is $499 — flat, one time. Waiting just one year at the rates above costs about $3,000 in extra payments — roughly 6x the price of fixing it.*
*Illustrative example: $300,000 30-year fixed mortgage at 6.25% APR (strong credit tier) vs. 7.5% APR (fair/poor tier). Rates vary by lender, market, and profile. Not a quote or a guarantee.
No actors. No scripts. Five real people who trusted us with their credit.
3,000+ 5-star reviews from people who were blocked from homes, cars, and approvals
We don't hide our reviews in a slider. Here they are — read as many as you want.
Remember the guarantee: if we don't remove any inaccurate negative items during your program, we'll refund 100% of the fees you paid us for that work.*
Completely. The Fair Credit Reporting Act gives you the legal right to challenge anything on your report that's inaccurate, unverifiable, or incomplete — and the Credit Repair Organizations Act regulates companies like ours. We work strictly inside both, and free attorney advice is included if you ever want a legal read on your situation. Makes sense? Get My Free 60-Second Credit Blueprint →
No. The Blueprint doesn't involve a hard inquiry, so requesting it won't touch your score. And disputing doesn't lower scores by itself — scores typically respond when negative items come off. Results vary by file. Makes sense? Get My Free 60-Second Credit Blueprint →
That's exactly what the guarantee is for: if we don't remove any inaccurate negative items during your program, we'll refund 100% of the fees you paid us for that work. In plain English — the risk is on us, not you.* Makes sense? Get My Free 60-Second Credit Blueprint →
The Blueprint and the consultation are free. If you move forward, most clients pay about $499 — flat, one time — and only for items we actually pursue. No subscription, no monthly drip, no surprise renewals. Makes sense? Get My Free 60-Second Credit Blueprint →
Most clients finish in 60–90 days because we challenge everything at once instead of one item per month. Tougher items — bankruptcies, repos — can take additional rounds, and we'll tell you that up front. Makes sense? Get My Free 60-Second Credit Blueprint →
Accuracy isn't the only legal standard — it's whether the furnisher can prove and fully document what they're reporting: balances, dates, statuses, signatures. Items that can't be properly verified must be corrected or deleted under the FCRA. That's why we demand documentation instead of sending the template disputes everyone else uses. Makes sense? Get My Free 60-Second Credit Blueprint →
A senior consultant walks through it with you for free: what's hurting you most, what can realistically be fixed, and the exact next steps. No pressure — if we don't think we can help, we'll tell you. Makes sense? Get My Free 60-Second Credit Blueprint →
Free, 60 seconds, no credit card, and it won't affect your score. The only thing you risk is finding out exactly how close you really are.
Get My Free 60-Second Credit Blueprint →