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Updated on Dec. 21, 2024

Are you wondering if it's possible to get a free round of credit repair? We all know life isn’t kind to bad credit scores. Struggling to rent an apartment, get a loan, or even snag a decent cred...

Updated on Dec. 21, 2024

Who knew binge-watching Netflix could help you tackle debt and fix your credit? Turns out, the very obsession that kept me on my couch for hours became a surprising tool in my debt-free journey. If yo...

Updated on Dec. 20, 2024

Filed for Chapter 7 bankruptcy and freaking out about your credit score? Don’t worry, we’ve got you covered.  Sure, it might feel like you’ve hit rock bottom, but guess what? It...

Updated on Dec. 20, 2024

When did you last wish for a quick solution to handle unexpected expenses? Or dream about finally funding that big business idea? Loans might seem like the most logical answer but loans are no joke. T...

Updated on Dec. 19, 2024

HRRG Collections got you stressed? You’re not alone. If they’ve been blowing up your phone or popping up on your credit report, you’re probably wondering how bad this could mess with...

Updated on Dec. 19, 2024

You think it’s just another Monday morning. Coffee in hand, scrolling through emails … and BOOM—a letter from a debt collection agency hits your inbox. Yep, that’s exactly wha...

Updated on Dec. 18, 2024

When it comes to your credit score, it can sometimes feel like the deck is stacked against you. One missed bill, a forgotten credit card payment from two years ago, and BOOM—your score takes a n...

Updated on Dec. 18, 2024

A 29-year-old graphic designer has wiped out a massive $20,000 debt in just a year, thanks to one simple budgeting trick.  Adam, like so many others, found himself drowning in debt and unsure how...

Updated on Dec. 15, 2024

Hey everyone, let's have a real talk. So, you're working hard to boost that credit score, right? Totally understandable, it's a major priority. But here's the kicker: even if you've managed to achieve...

Updated on Dec. 15, 2024

Should I pay off closed accounts on credit report? That's a very important question, and we get asked it all the time.  As a credit repair business, we often hear from clients unsure whether addr...

Updated on Dec. 13, 2024

Raise your credit score by 50 points in 30 days with these proven strategies!  Whether you're improving your credit for a loan or just want better financial health, this guide will help you achie...

Updated on Dec. 12, 2024

Dealing with a debt collector like ERC can be super stressful—trust me, I’ve been there. You’re probably wondering how it’s impacting your credit score or what it means for you...

Updated on Dec. 10, 2024

Can a debt be sent to collections without notice? What rights do you have? How can you protect yourself if unfairly pursued? Debt collection is a complex process involving legal rights and obligations...

Updated on Dec. 10, 2024

Facing harassment from CCS Collections over a debt? The important thing to know is to not let their tactics overwhelm you.  We know that getting that CCS notice for a debt is a stressful experien...

Updated on Dec. 08, 2024

A CBNA on your credit report can leave you scratching your head. It's a term that many people encounter without fully understanding what it means or why it’s there.  Upon doing some resear...

Updated on Dec. 08, 2024

Harris and Harris debt collectors might try to sue you for a debt. And we know, that sounds scary. But, before even go to that part, know that you can always push back and win.  By validating th...

Updated on Dec. 08, 2024

What to do when Bonville Collections shows up on your credit report? Bonneville Collections is a debt collection agency that works to recover unpaid debts on behalf of creditors or by purchasing deli...

Updated on Dec. 04, 2024

Are you constantly scouring the internet, typing in “collections etc” to figure out what your rights are? Maybe you’ve come across Collections Etc. and thought, “Oh, cute! Hom...