Grant and Weber is a debt collection agency that collects unpaid debts for original creditors. If their name appears on your credit report, it usually means an account has gone to collections. This guide explains exactly who they are, what they can do, and how to remove them.
Grant and Weber is a debt collection agency that collects unpaid debts for original creditors. If they appear on your credit report, it usually means an account has been sent to collections.
Grant and Weber is headquartered in Calabasas, California and has been operating since 1977. They specialize primarily in healthcare and medical debt collection, serving providers across the country. Unlike some collectors that only work on behalf of original creditors, Grant and Weber also purchases debt outright, meaning they may own the account they are calling about.
Company details:
- Founded: 1977 (nearly 50 years in business)
- Headquarters: Calabasas, California
- Also known as: Grant & Weber, G&W Collections
- Phone: 800-929-9931 / 818-591-3400
- Website: grantandweber.com
- BBB Rating: F (not accredited)
- CFPB Complaints: 248+
- WalletHub: 2.5 out of 5 stars
- Federal court cases: 130+
- Primary specialty: Healthcare and medical debt
What Are Grant and Weber Known For?
Grant and Weber is known for collecting consumer debts, including healthcare and service-related accounts, and reporting collection accounts to credit bureaus.
They are also known for aggressive collection tactics. The CFPB has received over 248 complaints against Grant and Weber. Many allege they used threatening or intimidating language. Many also allege they refused to provide debt validation information when consumers formally requested it in writing.
Top complaint categories based on CFPB and BBB records:
- Attempted to collect a debt not owed (approximately 32%)
- Used threatening or intimidating language (approximately 26%)
- Refused to provide debt validation documentation (approximately 20%)
- Reported a wrong balance to the credit bureaus (approximately 13%)
- Other violations (approximately 9%)
How Long Has Grant and Weber Been in Business?
Grant and Weber has been operating since 1977, making it one of the longer-standing debt collection agencies in the United States with nearly 50 years of history.
They are based in Calabasas, California and have established themselves primarily as a healthcare and medical debt collector. Their longevity does not mean their collection practices are always accurate or legal. Their BBB rating of F and 248+ CFPB complaints reflect a significant pattern of consumer disputes throughout their operating history.
Is Grant and Weber Legit or a Scam?
Grant and Weber is a legitimate, licensed debt collection agency, not a scam. However, a legitimate company can still engage in inaccurate or illegal collection practices.
Grant and Weber holds a BBB rating of F, which reflects unresolved complaints and failure to address consumer concerns in ways the BBB considers satisfactory. They carry over 248 CFPB complaints. Their WalletHub consumer rating is 2.5 out of 5 stars. The Consumer Rights Law Firm has documented cases where Grant and Weber reported debts past the 7-year FCRA removal period and where FCRA Section 605 violations were found.
Always request written validation before paying any debt Grant and Weber claims you owe.
Real consumer accounts:
BBB Complaint: "I am not liable for this debt with Northbay Healthcare. I did not sign a contract with Grant and Weber. They did not provide me with a copy of the original contract with my signature as requested."
BBB Complaint: "I am not liable for this debt with Firefighters First. I do not have a contract with Grant and Weber. They did not provide me with the original contract as I requested."
Consumer Rights Law Firm documented case: "Grant Weber falsely reported a 7-year-old debt to credit bureaus. The team filed FCRA Section 605 violations and got it removed from all three bureaus."
Can Grant and Weber Sue You for Debt?
Yes. Grant and Weber has an in-house legal team and has been a party to over 130 federal court cases.
They can sue, but suing is not their standard practice and is unlikely for smaller balances. Multiple consumer law sources describe litigation as uncommon for most consumer debts. The risk increases for balances over $1,000 and for consumers who ignore all contact entirely.
If you receive court papers from Grant and Weber, respond before the stated deadline. Failing to respond results in a default judgment, which gives Grant and Weber the legal authority to garnish wages and levy bank accounts. Contact an FDCPA attorney immediately if sued.
How Do I Remove Grant and Weber From My Credit Report?
To remove Grant and Weber from your credit report: send a written debt validation letter by certified mail, file FCRA disputes with all three bureaus if errors exist, and negotiate a pay-for-delete agreement before paying if the debt is valid.
Note: Grant and Weber typically does not accept goodwill letters based on documented consumer law experience. Validation letters and FCRA disputes are the primary removal strategies.
Step 1: Pull all three credit reports
Get your Equifax, Experian, and TransUnion reports at AnnualCreditReport.com. Document the Grant and Weber entry: the balance, original creditor, date of first delinquency, and date first reported. Note any discrepancy between the three reports.
Step 2: Send a debt validation letter by certified mail
Request the original creditor's name and address, an itemized balance, date of service, and proof that Grant and Weber has the legal right to collect this specific account. Send to:
Grant and Weber, Inc.
26650 Agoura Road, Suite 102
Calabasas, CA 91302
Use USPS certified mail with return receipt. Keep the tracking number.
Step 3: Cross-reference against your insurance EOB
For medical debt, request an Explanation of Benefits from your insurer for the date of service. If insurance paid, adjusted, or disputes the charge, that documentation is your evidence for an FCRA dispute. Many Grant and Weber medical entries involve insurance payment lags or billing errors.
Step 4: File FCRA disputes with all three bureaus simultaneously
File with Equifax, Experian, and TransUnion at the same time. Include a clear description of the error and your supporting documentation. Each bureau has 30 days to investigate. If Grant and Weber cannot verify the specific information disputed, it must be removed.
Step 5: Negotiate pay-for-delete if the debt is valid
If the debt is confirmed as yours and the amount is accurate, offer to settle in exchange for a written commitment to delete the tradeline from all three bureaus. Get the agreement signed before paying. Do not pay without written confirmation of deletion.
Do I Have to Pay Grant and Weber?
You do not have to pay Grant and Weber until you have verified the debt is yours, the amount is accurate, and it is within the statute of limitations.
Three situations to evaluate before paying:
If the debt is not yours or contains errors: Do not pay. File validation and FCRA disputes first. Nearly a third of Grant and Weber complaints involve debts the consumer did not owe.
If the debt is past the statute of limitations: Statutes of limitations on debt collection vary by state. In California, where Grant and Weber is based, the statute of limitations on medical debt is generally 4 years. A time-barred debt may not be legally enforceable in court. Consult a consumer attorney before paying time-barred debt.
If the debt is valid and within the statute of limitations: Negotiate a written pay-for-delete agreement before making any payment. Paying without this agreement leaves the collection on your report as "paid" for up to 7 years.
How to Dispute Grant and Weber on Your Credit Report
To dispute Grant and Weber, file a written dispute with Equifax, Experian, and TransUnion identifying the specific error. The bureaus have 30 days to investigate. If Grant and Weber cannot verify the information, the account must be removed.
Common disputable errors found in Grant and Weber credit entries:
- Original creditor listed incorrectly or not at all
- Balance that does not match provider records after insurance adjustments
- Date of first delinquency restarted rather than reflecting the original account date
- Account still reporting after the 7-year FCRA removal period
- Medical collection under $500 that should no longer appear per 2023 bureau policy
- Paid collection still showing as unpaid
The CFPB confirms you have the right to dispute any item you believe is inaccurate. The burden falls on Grant and Weber to verify the information. If they cannot verify within 30 days, the credit bureaus must remove the item.
How to Stop Grant and Weber From Calling You
Send a written cease-and-desist letter by certified mail to:
Grant and Weber, Inc.
26650 Agoura Road, Suite 102
Calabasas, CA 91302
Under the FDCPA, they must stop all collection contact after receiving the letter. The only permitted follow-up is a single written notice confirming receipt or stating a specific legal action they intend to take. Any continued calls after confirmed delivery are FDCPA violations worth up to $1,000 in statutory damages per violation.
Legal Disclaimer: The information in this article is for general educational purposes only and does not constitute legal or financial advice. FDCPA and FCRA rights vary by individual circumstance and state. ASAP Credit Repair USA is not a law firm. Results may vary and are not guaranteed.