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Why there are so many different credit scores

Updated on Dec. 18, 2022

Why there are so many different credit scores

Wondering why you have different credit scores? Learn how FICO, VantageScore, credit bureaus, and scoring models create different but accurate credit scores.

Best Credit Cards for Bad Credit

Updated on Sep. 14, 2022

Best Credit Cards for Bad Credit

Bad Credit. You're stuck with a low credit score, making it difficult to get approved for things like a new apartment or take out loans. It can happen to us all, and it can feel like the end of the wo

Houston Credit Repair: Know your Options

Updated on Aug. 31, 2022

Houston Credit Repair: Know your Options

Trying to figure out the best company (much less the best process) to use for repairing your Credit can be a daunting task. In fact, just doing a quick Google search for “Best Credit Repair Company" o

Medical Debt: 2023 Update

Updated on Jul. 07, 2022

Medical Debt: 2023 Update

This summer, the three major credit bureaus, TransUnion, Experian, and Equifax,are making some big changes to their medical collections policy by announcing that they will delete 70% of medical collec

In My Credit Mythbusting Era

Updated on Jun. 30, 2022

In My Credit Mythbusting Era

Myth: You Shouldn't Check Your Credit Score When you check your own credit score, this is known as a soft inquiry and it does not lower your credit score! Hard inquiries, such as a lender or card issu

Balance Transfers: Good or Bad?

Updated on May. 10, 2022

Balance Transfers: Good or Bad?

Wondering if balance transfers are good or bad? Learn how they affect your credit score, interest costs, utilization, and when they're worth using.

Student Loans and Your Credit Score

Updated on Feb. 24, 2022

Student Loans and Your Credit Score

First things first, set a reminder because federal student loans resume repayment on May 1, 2022. Repeat: MAY FIRST, TWENTY TWENTY-TWO. There is currently a federal student loan payment freeze in effe

Is Valentine's Day Debt Worth It

Updated on Feb. 10, 2022

Is Valentine's Day Debt Worth It

This year, post quarantine times, spending for Valentines Day is up a whopping 44% from last year. Whether this is to raise our spirits or quietly rebel against being quarantined last year we may neve