Getting repeated calls from an unknown number like 210-520-0146 can be very worrying. People often wonder if it’s a real bank or a scammer trying to trick them. Some online sites warn that 210-520-0146 “is linked to scam activity” and say the caller falsely claims to be Chase Bank Other sources (like solosuit) claim it might be a Chase debt-collection number.
Chase itself has not publicly confirmed the number. With mixed reports, it’s wise to stay cautious.
Who Is 210-520-0146: Scam or Legitimate?
If you received a call from 210-520-0146 claiming to be from Chase Bank? You're not alone—and it's likely a scam.
Many people have reported that this number is being used by scammers pretending to be Chase Bank representatives. These callers often ask for personal information like your Social Security number, account details, or passwords. But here's the truth:
Chase Bank will never ask for sensitive information over the phone.
So if you get a call from 210-520-0146, it’s best to stay alert and don’t engage.
How Common are 2105200146 Scams?
Statistically, phone scams are common. The Federal Trade Commission (FTC) reports that in 2024 Americans lost over $12.5 billion to fraud, including nearly $3 billion to “imposter scams” where callers pretend to be trusted companies. Scammers can easily spoof phone numbers to look real, so you can’t trust caller ID alone. In fact, the FBI warns not to trust caller ID, because scammers often make fake numbers appear real.
That means even if a call says “Chase,” it could be a fraudster.
People share real stories online about 210-520-0146. For example, one person named Ashly said “I have had the number 210-520-0146 call me 4 times today in less than 8 hours” while she was going through bankruptcy. Another user wrote that this caller called “every single day” and even Chase Bank had no record of contacting them – “It’s a scammer,” the user said. Yet another caller demanded someone’s Social Security number. When that victim called Chase directly, the bank said “we would NEVER ask for this information… SCAM”. These stories make it clear that many people think 210-520-0146 is not legit.
How To Know If a Chase Call is Legit
For context, Chase’s official credit card support line in Texas is (210) 520-6400). The harassing number 210-520-0146 is not on Chase’s list of official numbers, which raises suspicion. In short, while some blogs say it’s a Chase collector, most user reports and experts warn it’s likely a scammer pretending to be from Chase.
Unless Chase or Chase Bank confirms the call, treat it with caution. Always double-check by contacting Chase at the number on the back of your card or on Chase.com before giving out any information.
How 2105200146 Might Have Your Personal Information
Scammers often have some of your details already, which makes their calls more convincing. They can get your phone number and name from many places: data breaches, public records, or even data brokers who buy and sell consumer info. For example, news reports show that millions of phone numbers and other data were exposed in recent hacks. Scammers can buy that information on the dark web or from leaks.
Even if your number wasn’t leaked, answering a robocall or clicking a spam link in the past can confirm it’s active. Identity thieves can also collect bits of your info from social media or old accounts. Once they know your name and maybe part of your address, they can pretend to be a real company and gain your trust.
Recommended Article: Clearing Collections: How Do I Find Out What Collection Agency I Have
What Happens If 2105200146 Scammers Got My Info
If a scammer does get your Social Security number or account data, they can do a lot of damage. Chase’s own security guide explains that scammers with your SSN or bank info “can use it to steal your identity” – opening new accounts, taking loans, or even committing crimes in your name. That’s why it’s so important not to feed them any more details.
Remember, even partial info (like your SSN or mother’s maiden name) can be used to unlock your accounts elsewhere. Stay safe by keeping your personal information close and only sharing it with people you trust.
What To Do When 2105200146 Calls
When you get a call from 2105200146, it's important to be cautious. Never give out more personal data on a call you didn’t expect. The government strongly warns against this. For instance, the Office of the Comptroller of the Currency (OCC) says “never provide sensitive information, like your Social Security number or bank details, to unsolicited callers”
The FDIC likewise warns: “Do not provide bank account or credit card numbers or other personal information over the phone unless you can verify that the entity is reputable”. In other words, if someone calls out of the blue, even if they know some of your info, don’t confirm anything.
To protect yourself and your credit, follow these simple but powerful steps:
- Do not answer or return the call. Engaging with scammers can put you at risk.
- Never send money or give out any information unless you’re 100% sure it’s legitimate.
- Ask for a debt validation letter. By law, debt collectors must provide this if the debt is real. It should include:
- The amount owed
- The creditor’s name
- Your rights under the Fair Debt Collection Practices Act (FDCPA)
- Review your credit report for any unfamiliar accounts at AnnualCreditReport.com.
- Call your original creditor directly to see if they’ve assigned your debt to a third party.
- Report the scam to the FTC and your state attorney general.
Related Story: CMRE Financial Services: Why Are They Calling Me?
How Do I Stop 2105200146 From Harassing Me
If calls from 210-520-0146 are bothering you, there are steps you can take right now:
- Hang up and block the number. If you answer and suspect a scam, hang up immediately. Then add the number to your phone’s block list. Most smartphones and phone carriers allow you to block specific numbers or filter suspected spam.
- Send it to voicemail or screening. If it’s clearly a scam call (no one speaking, or an obvious pitch), let it go to voicemail. Don’t press any buttons. Legit companies leave voicemails.
- Use a call-blocking app. Apps like Truecaller or your carrier’s spam filter can stop many scam calls automatically. Some phone plans offer free spam-blocking tools.
- Register on the Do Not Call list. In the U.S., you can add your number to the National Do Not Call Registry (donotcall.gov) to cut down telemarketing calls. This won’t block all scam calls (fraudsters ignore it), but it will reduce legitimate telemarketers.
- Ask the caller to stop in writing. If the call claims to be about a debt, you have rights. Under U.S. law, you can send a written cease-and-desist letter to the collector. The FTC says: “Mail a letter telling the collection company to stop contacting you.” Once the company receives that letter (certified mail is best, to have proof), they can only legally contact you to say they won’t call anymore or to notify you of a lawsuit. Keep a copy of your letter. This won’t erase the debt, but it will stop the harassment calls (except one more if they intend to sue).
- Verify any claimed debt. If the caller says you owe money, ask them to send proof in writing to your address. Legit debt collectors are required by law to validate the debt. Never give any new info on the phone before you see written proof. And remember the FTC’s advice: “Don’t share personal or financial information until you’ve gotten validation” of the debt.
- Report the call. Help authorities stop these scammers by reporting them. File a complaint with the FTC at ReportFraud.ftc.gov (you can also call 1-877-FTC-HELP). The FTC gathers these reports to fight scams. You can also report unwanted calls to the FCC’s consumer complaints portal (fcc.gov/complaints) or call 1-888-225-5322. If you live in the U.S., consider filing a report with the Consumer Financial Protection Bureau (CFPB) too.
- Check your credit. As a precaution, you might freeze or lock your credit reports. A credit freeze is free and prevents new accounts from being opened in your name. The FTC notes that a freeze can “help protect you from identity theft” by stopping thieves from misusing your info. You can place a freeze online at each credit bureau. Even a fraud alert (another free measure) will signal lenders to double-check before giving credit.
- Contact official Chase resources. If the calls claim to be about Chase accounts, reach out on your own. Call the number on the back of your Chase card or use the Chase mobile app. Don’t trust the caller. Chase’s security advice explicitly says “Never give your info to anyone who calls, texts or emails you” unexpectedly.
- Seek legal advice if needed. If the calls continue after you’ve asked them to stop, you may have legal options. In fact, one news report described a woman who received 165 debt collection calls after asking Chase to stop; she ended up filing a lawsuit. Under the Fair Debt Collection Practices Act, collectors can’t harass you or call too often (no calls before 8 a.m. or after 9 p.m.. A lawyer or consumer protection agency can advise you on what to do, especially if you think the caller broke the law.
- Stay alert and protect your identity. Consider using identity theft protection tools or credit monitoring. The FTC’s IdentityTheft.gov has free resources and a recovery plan if you think your identity was compromised. Always use strong, unique passwords on your accounts and update them regularly. Small steps now can prevent bigger headaches later.
Remember: You have rights. Debt collectors and telemarketers must follow rules. The FTC and FDIC warn that collectors can’t harass you or pretend to be law officers. You control the information you give out. By blocking the calls, reporting them, and securing your credit, you take away the scammer’s power.
Good Read: Stop 800-823-2318 Harassment: Your Rights and How to Fight Back
Does 2105200146/Chase Bank Have Any Lawsuits Against Them?
As of this writing, there are no known lawsuits specifically about the number 210-520-0146 or whoever is calling from it. The tricky callers are usually just individuals or small scammers, not a company you can sue. However, Chase Bank (the company often impersonated) has faced many legal actions for other reasons.
For example, in 2021 a customer named Marva Baker sued Chase for making hundreds of debt collection calls to her phone after she told them to stop. In that case, she alleged Chase called her up to five times a day about a credit card debt, even after losing her job and asking them to mail a statement instead.
Chase has also dealt with class-action lawsuits unrelated to phone calls. In 2014, Chase agreed to pay $34 million to settle a TCPA class-action after it was accused of calling people on their cell phones with an automatic dialer without permission.
More broadly, large banks get sued for many issues. In recent years Chase settled or fought suits over unfair fees, mortgage overcharges, and even helping scammers target seniors. None of these are directly about phone calls, but they show that Chase has been in court over consumer complaints. For now, though, we found no court case tied to 210-520-0146 itself.
How To Deal With 2105200146 Scam Calls
If you’re a Chase customer with problems, you can file complaints. The Consumer Financial Protection Bureau (CFPB) keeps a complaint database for banks like Chase. The Better Business Bureau (BBB) also has customer reviews and complaints about Chase services (though not usually about specific phone numbers). If you believe you’ve been wronged by a debt collector or telemarketer, consider reporting it to regulators as mentioned above.
In any case, remember that these calls could come from a third-party collector or scammer, not Chase directly. Sometimes scammers list a real bank name to scare people. Chase Bank itself says to only trust phone numbers you find on their official website or statements. So far, no one has reported a pending lawsuit about 210-520-0146 on the big law or news sites. Stay updated by checking trustworthy news (like Bloomberg, Forbes, or FTC.gov) or official Chase resources if anything changes.
Handle 210-520-0146 Calls Like a Pro
If you’ve received a call from 210-520-0146 (or any unknown number claiming to be Chase), please help others by sharing your experience. Report the call on scam-alert forums or social media, and notify the FTC. You can also tell your phone provider or local consumer protection office. The more people report these calls, the faster law enforcement can spot patterns and shut down scams.
Stay safe, and remember that by talking about it you can protect others from falling for the same trick.
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Disclaimer: This article is for informational purposes only. We are not affiliated with Chase Bank or any other company mentioned. References to Chase Bank or the phone number 2105200146 are based on publicly available information and user reports. If you believe you’ve been contacted by a scammer or have received a suspicious call, please contact your bank or the appropriate authorities directly.