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Credit insights, dispute strategies, and real success stories from the ASAP Credit Repair team.

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Can a Debt Be Sent to Collections Without Notice?

Can a Debt Be Sent to Collections Without Notice?

Can a debt be sent to collections without notice? What rights do you have? How can you protect yourself if unfairly pursued? Debt collection is a complex process involving legal rights and obligations

How to Fight Back If CCS Collections Sues You

How to Fight Back If CCS Collections Sues You

Facing harassment from CCS Collections over a debt? The important thing to know is to not let their tactics overwhelm you.  We know that getting that CCS notice for a debt is a stressful experien

Bonneville Collections on Your Credit Report

Bonneville Collections on Your Credit Report

What to do when Bonville Collections shows up on your credit report? Bonneville Collections is a debt collection agency that works to recover unpaid debts on behalf of creditors or by purchasing delin

What are Phantom Debts and Are They Chasing You

What are Phantom Debts and Are They Chasing You

Have you ever received a call or ccs notice claiming you owe money for a debt you don’t even recognize?  Sound familiar? Maybe you’ve had a collector threaten you, or you’ve los

How To Clear Out Your Bad Credit History

How To Clear Out Your Bad Credit History

So, your credit score isn't where you want it to be, and you're ready to take action. Feeling overwhelmed by where to start? Don't worry, because ASAP Credit Repair is here to guide you through the pr

What to Do If Medical Bills Go to Collections

What to Do If Medical Bills Go to Collections

Is it illegal to send medical bills to collections? This is a question that a recent client just asked me, and I feel it’s worth discussing. The simple answer is no, it is not illegal.   He