Blog

Myth: You Shouldn't Check Your Credit Score When you check your own credit score, this is known as a soft inquiry and it does not lower your credit score! Hard inquiries, such as a lender or card issu

If youre wondering if shifting some dollar-dollar-bills around will hurt or help your credit, youre not the only one with this wriggling question. Short answer: with some foresight and maneuvering, it

Experian Boost: Does it really Boost, or is it a Bust? Ah, nothing quite like the sweet scent of excellent credit. Thats exactly what Experian is offering with Experian Boost – a little credit refre

First things first, set a reminder because federal student loans resume repayment on May 1, 2022. Repeat: MAY FIRST, TWENTY TWENTY-TWO. There is currently a federal student loan payment freeze in effe

This year, post quarantine times, spending for Valentines Day is up a whopping 44% from last year. Whether this is to raise our spirits or quietly rebel against being quarantined last year we may neve

If youre thinking about kicking back and relaxing with a good read, chances are your credit report isnt the first reading material that comes to mind. However, your credit report is a document that yo

Wondering how (or if) this so-called thing called a “credit score” has any impact on your daily life? Unfortunately, credit scores are a very real thing that do indeed affect areas of your life an

It can be challenging, even during the non-holiday season, to keep up healthy spending habits. Throw Christmas into the mix and it can seem like an impossibility. However, with a little awareness and

If holiday spending fills you with more anxiety than cheer, don't worry, youre not alone. Nearly 80% of Americans stress out about overspending for Christmas or the holidays, and another surveyfound t

Guide to Effective Holiday Credit Repair If the holiday season feels like the worst possibletime to for you to be thinking about tackling your credit repair, thats actually a pretty good sign it needs

If your credit score doesnt look like the credit score you really want for Christmas, thats okay. Its not too late to plan ahead. You can protect the score you do have and simultaneously start focusin

This holiday season, while we want to give thanks for the blessings we have, we also want to remember to engage in some financially sound habits to keep the blessings coming for the rest of the year.

Thanksgiving is coming up fast and so is the time for celebrating. However, if youhave a bad credit score, it is easy to feel like you do not have much to be thankful for. Dont fret. You can totally h

Credit Tricks and Treats Here are a few credit score tricks to keep your credit score from becoming too scary: Make Sure Your Payments Are On Time Dont be haunted by a late payment. Consider setting u