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Credit insights, dispute strategies, and real success stories from the ASAP Credit Repair team.

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The Ultimate Guide to Improving Your Credit Score

The Ultimate Guide to Improving Your Credit Score

Your credit score is a three-digit number that lenders use to assess your creditworthiness. It is based on information in your credit report, which includes your payment history, debt levels, and leng

Credit Repair: All You Need to Know for 2023

Credit Repair: All You Need to Know for 2023

Welcome to the most comprehensive and in-depth guide to Credit Repair you'll find on the internet. The best part? This list has absolutely EVERYTHING you need to know about Credit Repair. So if you wa

Medical Debt: 2023 Update

Medical Debt: 2023 Update

This summer, the three major credit bureaus, TransUnion, Experian, and Equifax,are making some big changes to their medical collections policy by announcing that they will delete 70% of medical collec

In My Credit Mythbusting Era

In My Credit Mythbusting Era

Myth: You Shouldn't Check Your Credit Score When you check your own credit score, this is known as a soft inquiry and it does not lower your credit score! Hard inquiries, such as a lender or card issu

Balance Transfers: Good or Bad?

Balance Transfers: Good or Bad?

If youre wondering if shifting some dollar-dollar-bills around will hurt or help your credit, youre not the only one with this wriggling question. Short answer: with some foresight and maneuvering, it

Boost or Bust?

Boost or Bust?

Experian Boost: Does it really Boost, or is it a Bust? Ah, nothing quite like the sweet scent of excellent credit. Thats exactly what Experian is offering with Experian Boost – a little credit refre

Student Loans and Your Credit Score

Student Loans and Your Credit Score

First things first, set a reminder because federal student loans resume repayment on May 1, 2022. Repeat: MAY FIRST, TWENTY TWENTY-TWO. There is currently a federal student loan payment freeze in effe

Is Valentine's Day Debt Worth It

Is Valentine's Day Debt Worth It

This year, post quarantine times, spending for Valentines Day is up a whopping 44% from last year. Whether this is to raise our spirits or quietly rebel against being quarantined last year we may neve

Checking Into Checking Out Your Credit Report

Checking Into Checking Out Your Credit Report

If youre thinking about kicking back and relaxing with a good read, chances are your credit report isnt the first reading material that comes to mind. However, your credit report is a document that yo

How Your Credit Score Affects Your Life

How Your Credit Score Affects Your Life

Wondering how (or if) this so-called thing called a “credit score” has any impact on your daily life? Unfortunately, credit scores are a very real thing that do indeed affect areas of your life an

Holly Jolly Credit Score Protection

Holly Jolly Credit Score Protection

It can be challenging, even during the non-holiday season, to keep up healthy spending habits. Throw Christmas into the mix and it can seem like an impossibility. However, with a little awareness and

How To: Pay for Holiday Gifts

How To: Pay for Holiday Gifts

If holiday spending fills you with more anxiety than cheer, don't worry, youre not alone. Nearly 80% of Americans stress out about overspending for Christmas or the holidays, and another surveyfound t

Guide To Effective Holiday Credit Repair

Guide To Effective Holiday Credit Repair

Guide to Effective Holiday Credit Repair If the holiday season feels like the worst possibletime to for you to be thinking about tackling your credit repair, thats actually a pretty good sign it needs

Holiday Planning for Credit Score Protection

Holiday Planning for Credit Score Protection

If your credit score doesnt look like the credit score you really want for Christmas, thats okay. Its not too late to plan ahead. You can protect the score you do have and simultaneously start focusin

Tips to Save Money This Thanksgiving

Tips to Save Money This Thanksgiving

This holiday season, while we want to give thanks for the blessings we have, we also want to remember to engage in some financially sound habits to keep the blessings coming for the rest of the year.

Guide to Improve Your Credit by Thanksgiving

Guide to Improve Your Credit by Thanksgiving

Thanksgiving is coming up fast and so is the time for celebrating. However, if youhave a bad credit score, it is easy to feel like you do not have much to be thankful for. Dont fret. You can totally h

Credit Tricks and Treats

Credit Tricks and Treats

Credit Tricks and Treats Here are a few credit score tricks to keep your credit score from becoming too scary: Make Sure Your Payments Are On Time Dont be haunted by a late payment. Consider setting u