Updated on May. 10, 2022
If youre wondering if shifting some dollar-dollar-bills around will hurt or help your credit, youre not the only one with this wriggling question. Short answer: with some foresight and maneuvering, it
Updated on Apr. 28, 2022
Experian Boost: Does it really Boost, or is it a Bust? Ah, nothing quite like the sweet scent of excellent credit. Thats exactly what Experian is offering with Experian Boost – a little credit refre
Updated on Feb. 24, 2022
First things first, set a reminder because federal student loans resume repayment on May 1, 2022. Repeat: MAY FIRST, TWENTY TWENTY-TWO. There is currently a federal student loan payment freeze in effe
Updated on Feb. 10, 2022
This year, post quarantine times, spending for Valentines Day is up a whopping 44% from last year. Whether this is to raise our spirits or quietly rebel against being quarantined last year we may neve
Updated on Jan. 20, 2022
If youre thinking about kicking back and relaxing with a good read, chances are your credit report isnt the first reading material that comes to mind. However, your credit report is a document that yo
Updated on Jan. 13, 2022
Wondering how (or if) this so-called thing called a “credit score†has any impact on your daily life? Unfortunately, credit scores are a very real thing that do indeed affect areas of your life an
Updated on Dec. 16, 2021
It can be challenging, even during the non-holiday season, to keep up healthy spending habits. Throw Christmas into the mix and it can seem like an impossibility. However, with a little awareness and
Updated on Dec. 09, 2021
If holiday spending fills you with more anxiety than cheer, don't worry, youre not alone. Nearly 80% of Americans stress out about overspending for Christmas or the holidays, and another surveyfound t
Updated on Dec. 02, 2021
Guide to Effective Holiday Credit Repair If the holiday season feels like the worst possibletime to for you to be thinking about tackling your credit repair, thats actually a pretty good sign it needs
Updated on Nov. 25, 2021
If your credit score doesnt look like the credit score you really want for Christmas, thats okay. Its not too late to plan ahead. You can protect the score you do have and simultaneously start focusin
Updated on Nov. 11, 2021
This holiday season, while we want to give thanks for the blessings we have, we also want to remember to engage in some financially sound habits to keep the blessings coming for the rest of the year.
Updated on Nov. 04, 2021
Thanksgiving is coming up fast and so is the time for celebrating. However, if youhave a bad credit score, it is easy to feel like you do not have much to be thankful for. Dont fret. You can totally h
Updated on Oct. 28, 2021
Credit Tricks and Treats Here are a few credit score tricks to keep your credit score from becoming too scary: Make Sure Your Payments Are On Time Dont be haunted by a late payment. Consider setting u
Updated on Sep. 30, 2021
The Question: Can a late mobile phone payment hurt your credit score? The Answer: Yes, it can influence your score, but it won't happen right away. With most credit scoring models, unless the account
Updated on Sep. 16, 2021
Wondering how long credit repair takes? We break down realistic timelines & factors impacting your credit repair journey. Set your expectations & start today!
Updated on Aug. 19, 2021
For the most part, scores between 690 and 719 are considered good credit scores. A score higher than 720 is excellent, and ones between 630 and 689 are considered fair. If your score is below 630, tha