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Did you know that when it comes to credit cards, there are plenty of good reasons to consider closing an account? Maybe you've found yourself juggling too many cards, or perhaps your card issuer hit y

You've decided it's time to establish credit or rebuild your credit score, but you don't know where to start. I get it - the world of credit cards and credit reports can seem overwhelming. But have no

Hey Joe, can you explain what is statute of limitations on debt is? So, this is a great question! It's all about the statute of limitations on debt. You've probably gotten a call from a debt collector

Hello Joe I'm recently divorced and our joint debts are causing a lot of problems. How can I protect my credit while sorting this out? So, I'm not going to lie, and these situations are really tough.

Hey y'all! I'm back today with an exciting new strategy for investing that lets you double-dip and take advantage of multiple opportunities at once. So Joe, I want to invest my money but also want to

Woohoo, bonus time! You just got a nice chunk of unexpected change in your pocket from work. Now comes the big question - what should you do with it? Pay down debt or invest for the future? I've been

Hey there, fitness enthusiasts! Today, we're delving into a topic that hits close to home for many of us: are gym memberships worth the money? You heard it right – those monthly dues that often sneak

Hey there, friends! Joe here, back again with another post about everyone's favorite topic—credit scores! I want to share with you a question that Emily, one of our followers, sent. So, what's the dea

Imagine the excitement of discovering a readily available technique or simple shortcut that could release you from the stress of money concerns and financial management indefinitely! Although that mig

As a smart shopper in the auto loan arena, it's common knowledge to review your credit score before stepping foot into a dealership. This numerical representation, typically a three-digit figure, is u

Welcome, everyone! Are you thinking about switching banks but worrying about your credit score? You know how it is—you've been banking with the same company since you opened your first checking accoun

Are you tangled up in a frustrating debt situation with a creditor or collection agency and feeling like you're hitting a brick wall? Don't sweat it. I've got your back. Today, I'm unveiling a potent

No one enjoys getting calls from Enhanced Recovery Company (ERC). It can be a stressful situation and cause worry about what to say or do. (right?) However, if they are contacting you about a debt tha

Hello, fellow financial explorers! I'm Joe Mahlow, your seasoned financial expert, and I'm here to shed light on a crucial financial milestone: the seven-year credit rule. Seven years is a familiar ti

Hey there, I'm Joe Mahlow, a financial expert with over 15 years of experience in finance and the credit industry. My passion lies in unraveling the complexities of financial freedom, especially in th

Hey there, money enthusiasts! Get ready for a super exciting ride through the world of credit scores! I'm Joe, your friendly financial guide, pumped up and ready to explore the mysteries of hitting a

Hey all! I'm back with another post about the confusing world of credit repair. Today we're diving into whether banks can actually help fix your credit or if they just want to take your money. Spoiler

Hey there, friends! I wanted to share a quick post about something not many are aware of. Let’s talk about how canceling a loan impacts your credit score. I have one client who recently applied for a

Hey man, have you been getting calls from this Credence company? I hear stories from many of my clients who've been there before. Credence is a well-known debt collector. They say you owe them money,

Collections! Collections! Collections! Almost everyone has debt - so who’s not familiar with the dreaded word collections? Hi guys, it’s me again, Joe—your finance coach! Alright, let's delve into the