Blog
Updated on Apr. 27, 2024
Impact of a Short Sale or Foreclosure on Your Credit Score
Hey there, I'm Joe Mahlow, and I've got some eye-opening insights to share about credit scores. With over 15 years of experience in finance, I've seen firsthand how these scores can make or break you...
Updated on Apr. 27, 2024
How To Improve Credit Mix Fast and Why It’s Important
How to improve credit mix? You've likely heard that having a mix of credit types can improve your credit score. But what exactly does that mean, and how can you put it into practice? As the founder a...
Updated on Apr. 27, 2024
How to Get a Personal Loan With a 500 Credit Score
Are you thinking about getting a personal loan, but your 500 credit score is making you think twice? Listen, I know what it's like to be staring down the barrel of a 500 credit score. It ain't pretty...
Updated on Apr. 26, 2024
Exploring Bad Credit Mortgage Options: What You Need to Know
Hey everyone, I'm Joe Mahlow, your financial guide on the journey to financial freedom. Picture this: most institutional lenders and credit unions will shake their heads if your FICO score dips below...
Updated on Apr. 26, 2024
Discover USDA Loans: Your Key to Homeownership Eligibility!
Hey there! I'm Joe Mahlow, with over 17 years in the credit industry, and I've seen the ins and outs of loans and credit repair. Now, let's dive into the exciting world of USDA loans! Picture this: z...
Updated on Apr. 26, 2024
Why Your Credit Score Drops for No Reason (And What to Do)
Credit score drops for no reason? Yikes! I bet you about jumped out of your skin when you saw your credit score randomly drop 30 points for what seems like no good reason. For closet two decades work...
Updated on Apr. 25, 2024
Closing Credit Cards: Key Steps to Take Before You Do
Hey there, savvy individuals! I'm Joe Mahlow, and with more than 15 years of hands-on experience in finance, including a deep understanding of the intricate workings of the credit industry, I'm here ...
Updated on Apr. 25, 2024
Understanding Debt Relief: Your Options and Outcomes!
Hey there, it's Joe, your credit expert, back again to help you out! Feeling like you're stuck with your debt, no matter how hard you try? Well, don't worry, because today we're going to talk about h...
Updated on Apr. 25, 2024
Don't Let Replevin Ruin Your Credit - Here's How to Bounce Back
Hey folks, Joe here. As you know, I've worked with thousands of clients over the years to improve their credit. Recently I've seen a spike in folks asking how to rebuild after a replevin case. I get ...
Updated on Apr. 24, 2024
Selecting a Student Credit Card: Tips for Making the Right Choice
Hey everyone! It's Joe Mahlow, your credit buddy, here to make choosing a student credit card a real adventure! Imagine having this special card that helps you buy stuff and build your credit score....
Updated on Apr. 24, 2024
Bad Credit? How to Get Approved for an Apartment With No Credit Check
Listen up, friends, are you wondering if there's really an apartment rental with no credit check? Finding a place to live can be tricky when your credit score is less than stellar. I get it - I've se...
Updated on Apr. 23, 2024
Can Your Bank Really Cancel Your Card if Your Credit Score Drops?
You're cruising along, making payments on time, and keeping your credit utilization low. Then one day—boom!—you get a notice saying your credit limit is slashed or your card is entirely canceled....
Updated on Apr. 23, 2024
Yes, You Can Get Collateral Loans With Bad Credit! Here's How.
Hey there! Joe here, and today I want to talk about an important question many of my readers have asked: Yes, you can get approved for collateral loans even with bad credit. I know it can feel im...
Updated on Apr. 23, 2024
Small Steps, Big Payoff: The Fastest Way On How to Raise a 610 Credit Score
Yo, my financially savvy friends! Joe here, your personal finance guru, back at it again with some real talk about credit scores. Specifically, we’re tackling the mysterious 610 today. I know, I...
Updated on Apr. 22, 2024
No Credit vs. Bad Credit: Impact on Loans and Mortgages
Alright so, let's talk about credit. Now, having bad credit or no credit can really throw a wrench in your financial plans. Think about it – trying to get a credit card, a home loan, or a mortgage?...
Updated on Apr. 22, 2024
Can a Debt Be Sent to Collections Without Notice? - Rights, Limitations, and What to Do
Can collectors really come after you without any notice? What rights do you have? How can you protect yourself if unfairly pursued? Debt collection is a complex process involving legal rights and ob...
Updated on Apr. 22, 2024
Build Your Credit Foundation With a Credit Builder Card
Have you ever thought about what’s a credit card builder? If you have been following my blog, you know that I have been helping folks boost their credit for over 15 years now. I definitely know a t...
Updated on Apr. 20, 2024
Student Credit Cards Made Easy: Your Ticket to Financial Fun!
Hey there, it's Joe Mahlow, your credit buddy, here to make learning about student credit cards a breeze! Imagine this: in the old days, credit card companies were like party animals at college campu...