Updated on Oct. 29, 2025

"What's the difference between a deletion and an update? And are deletions permanent?"I've answered this question thousands of times. For the past twenty years, we have run a family-owned credit repai...

Updated on Oct. 28, 2025

Credit Repair After Bankruptcy seems impossible when you're staring at a 200 point score drop. I get it. I've sat across from hundreds of clients who thought their financial lives were over.Last mont...

Updated on Oct. 28, 2025

206-922-0880 showed up on my client's phone last Tuesday. She called me in a panic. "Is Amazon really calling me about fraud?" she asked. She cannot recall any upcoming Amazon order, or any payables.T...

Updated on Oct. 27, 2025

833-228-0525 appears frequently in consumer complaint databases and search results related to debt collection. I've been in the credit repair industry for over 15 years, and I've seen countless cases ...

Updated on Oct. 25, 2025

What You Need to Know Before Buying a Home in Huntington Beach Getting approved for a home in Huntington Beach isn’t about hitting the bare minimum score. You need 700+ to compete and 740+ for ...

Updated on Oct. 24, 2025

Real Credit Repair Is Working — You Just Might Be Looking at It Wrong Most people think credit repair “isn’t working” because they’re watching their score instead of their report. The...

Updated on Oct. 24, 2025

Your Credit Score Drop Isn’t from the Dispute — It’s from Behavior Disputing negative items doesn’t hurt your credit. Score dips during credit repair usually come from high utilization,...

Updated on Oct. 24, 2025

 A Small Failed Payment Can Wreck Your Credit Here’s How to Stop It A single missed or failed online transaction, even something as small as $47, can cost you up to 100 credit ...

Updated on Oct. 23, 2025

What You Need to Know About PRA Group Inc. If you found PRA Group Inc. on your credit report, it means a past-due account you once owed was sold to this massive debt buyer. They purchase old de...

Updated on Oct. 23, 2025

 How to Handle Crown Asset Management and Get Approved for Your Loan Crown Asset Management is a legitimate debt buyer and collector that reports unpaid debts to all three major credit burea...

Updated on Oct. 22, 2025

How to Delete Mariner Finance from Your Credit Report Yes, it’s absolutely possible to remove a Mariner Finance account, even if the debt is legitimate. The key is using the Metro 2 complian...

Updated on Oct. 22, 2025

The Real Credit Score You Need for a Fort Worth Mortgage Getting approved for a mortgage in Fort Worth depends heavily on your credit score. Here’s the breakdown: 580+ — Minimum for FHA loan...

Updated on Oct. 22, 2025

Served by Credit Control LLC? Don’t Panic. Respond. Being sued by Credit Control LLC is scary, but it’s not automatic defeat. If you respond on time you force the collector to prove the debt....

Updated on Oct. 22, 2025

Credit scores and Austin living, are they connected?Let me share something. A guy on Reddit posted about moving to Austin for a tech job. Great salary, signing bonus, the whole package. He was pu...

Updated on Oct. 22, 2025

 Is Home Insurance Worth It? Home insurance is absolutely worth the investment for nearly all homeowners. For an average annual cost of $1,200–$2,000, it protects your home, belongings, an...

Updated on Oct. 21, 2025

TRS Recovery Services & Debt Validation Legitimacy: TRS Recovery Services is a licensed, legitimate debt collector operating in Texas since 1998. Debt Verification: You have 30 days to req...

Updated on Oct. 21, 2025

⚠️ Defaulted Student Loans: What You Need to Know Defaulting on your student loans can wreck your credit, trigger wage garnishment, and even lead to tax refund seizures. But there are prov...

Updated on Oct. 21, 2025

💡 Income-Based Repayment & How It Affects Your Credit Income-Based Repayment (IBR) helps borrowers manage student loans by linking payments to income and family size. It’s a smart move whe...