Blog
Updated on Feb. 08, 2025
Challenging Encore Capital Group: How to Fight Back Against Debt Collection Harassment
If Encore Capital Group is constantly calling you, sending letters, or leaving negative marks on your credit report, you need to take action.As a trusted voice in credit repair, I’ve written extensi...
Updated on Feb. 06, 2025
Win Your Case Against Portfolio Recovery Associates: Proven Strategies to Fight Back
If you've been sued by Portfolio Recovery Associates or another debt collection agency in Arizona, you might feel overwhelmed. The laws surrounding these cases are constantly shifting, and court ...
Updated on Feb. 06, 2025
Are You Being Harassed by Coast Professional? What You Need to Know
Are you suddenly curious about the Coast Professional collection agency? Maybe you got a call from them, or they keep sending you spam calls every day. I’ve been writing about debt collect...
Updated on Feb. 05, 2025
How Much Should I Offer to Settle My Debt
Settle debt for less—it’s a goal many people have when dealing with creditors or debt collectors. Hi everyone, Joe here—owner of ASAP Credit Repair USA. One of the most common questions I g...
Updated on Feb. 01, 2025
How to Get a Debt Lawsuit Dismissed: Steps and Advice
How to get a debt lawsuit dismissed is a common question for anyone facing legal action over unpaid debts. While it can feel overwhelming, understanding your rights and building a strong defense can m...
Updated on Jan. 31, 2025
Understanding LVNV Funding Pay For Delete: Is it Worth it?
Have you been getting calls from LVNV Funding and don’t know why? LVNV is a debt collection company. They buy debts from other companies and try to collect them for profit.They might offer some...
Updated on Jan. 31, 2025
What Can You Get With a 700 Credit Score?
A 700 credit score is a solid foundation for your financial future. It demonstrates responsible credit use and reliability to lenders. With this score, you can access better loan terms that save ...
Updated on Jan. 31, 2025
ARS Collections: Why They’re Calling You & What You Should Do
“Oh, there's ARS calling me again", Have you ever found yourself saying these words? ARS is a debt collection agency that partners with lenders and service providers to recover unpaid debts. They ma...
Updated on Jan. 30, 2025
DIY Credit Repair: How to Fix Your Credit Like a Pro
Can I repair my credit myself?Absolutely! Legally, you have the right to repair your credit, and doing it yourself can save you hundreds or even thousands of dollars. In fact, according to a...
Updated on Jan. 29, 2025
What Makes TrueAccord Different from Other Debt Collectors?
Understanding TrueAccord and the Changing Debt Collection IndustryDebt collection has long been a source of stress and worry. For consumers, getting phone calls or letters about unpaid bills can feel ...
Updated on Jan. 29, 2025
Why Are Credit Repair Companies Sometimes Labeled as Fraudulent?
Why are credit repair companies called scams? Credit repair is a big topic, and it’s easy to see why. A better credit score can help you get lower interest rates, better loans, and more chances...
Updated on Jan. 22, 2025
Effective Strategies to Repair Your Credit Score Quickly
Want to fix your bad credit fast? Learn simple steps that actually work! Today, we’re talking about improving a bad credit score ASAP.Hi, I’m Joe Mahlow, owner of ASAP Credit Repair. Let me tell y...
Updated on Jan. 22, 2025
Top Credit Repair Trends You Can’t Afford to Miss in 2025
Big news, folks—credit repair is getting a serious glow-up in 2025. We’re talking new tools, tougher rules, and smarter ways to get your credit score back on track. After nearly 20 years in the cr...
Updated on Jan. 22, 2025
How to Protect Yourself from Harassment by Resurgent Capital Services
Are you receiving calls from Resurgent Capital Services and feeling weighed down by the stress? We'll help you protect yourself!Dealing with debt is heavy enough without the added stress of haras...
Updated on Jan. 21, 2025
How to Negotiate with Midland Credit Management for a Lower Payment
Dealing with debt can be overwhelming, but negotiating a lower payment with Midland Credit Management (MCM Collections) is easier than you might think. Whether you're looking to settle your debt or re...
Updated on Jan. 21, 2025
What Is United Collection Bureau and Why Is It on Your Credit Report?
If you’ve spotted United Collection Bureau (UCB) on your credit report, you should know what next step to take. UCB is a common debt collection agency that shows up when an unpaid debt has been...
Updated on Jan. 18, 2025
Trinity Debt Management: What to Expect When You Sign Up
Overwhelmed by debt and unsure of your next steps?Tired of constant collection calls and ready to take control of your financial future? We’re here to help. Our free guidance is available to anyone ...
Updated on Jan. 15, 2025
Battling Hunter Warfield Collections? What You Need to Know
Our “How-To" guides are designed to help you take control of your finances and navigate common credit and debt challenges. We adhere to strict editorial standards to ensure accuracy.When dealing wit...